Insurance Commissioner asks the Board to finish Zone 0
California's Insurance Commissioner asked the Board of Forestry to speed up the Zone 0 rules, saying one statewide standard would help keep home insurance available.
He pointed out that insurers already have to give discounts for a noncombustible 5-foot area around a home under the state's Safer from Wildfires rules.
What it means for you
- Insurance and Zone 0 are linked even before Zone 0 is law. A clear 5 feet can already count toward a discount.
Added to this site on October 10, 2026.
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Sources
- Commissioner Lara urges Board of Forestry to finalize Zone Zero regulations, California Department of Insurance, October 15, 2025
More updates
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Still no statewide Zone 0 rule
As of October 10, 2026, the state's list of emergency rules under review has nothing from the Board of Forestry. The statewide rule is not law. Some cities, like San Diego and Berkeley, have their own.
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State pulls Zone 0 rules back before a ruling
The Board of Forestry withdrew its Zone 0 rules from final state review on September 8, 2026, before the Office of Administrative Law ruled on them. The rules never took effect.
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Board of Forestry adopts Zone 0 rules
On August 19, 2026, the Board of Forestry adopted emergency rules for the 5 feet around homes in fire zones. They still needed state approval to take effect.